Mortgages Caribbean
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About: This section of our Mortgage Findings is based on Countries within the Caribbean or Select A Country

Barbados Mortgages


Mortgage Types Available:

Residential Mortgages

Known banks & Policies:

Barbados National Bank
Caribbean Commercial Bank
Royal Bank Of Canada

For Mortgage Application:

Agreement of Sale
Copy of Deed/ Certificate of Title
Valuation Report
Copies of Lease Receipts (if applicable)
Up-to-date Land and Building Taxes and Water Rates
Certificate of Compliance
Two Forms of Valid Identification (Identification Card, Driver's Permit/Passport)
Confirmation of Savings/Debt
Job Letter & Recent Pay Slip
If Self -employed, evidence to support Income e.g. Financial Statements for the Last 12 Months or more
Builders' risk and Comprehensive Home Insurance coverage

Current Interest Rates:

An interest rate of 7.5% 100% financing up to 30 years at BMFC and 35 years at BNB

Other Fees / Taxes:

Insurance fees, Legal fees and Valuation fees

Mortgage Discussion



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Mortgage Findings
Trinidad and Tobago is known for scams and fraud to the point that we have our own local term for it, "Trickyland". People are advised to ensure they use transparent procedures when conducting business of any time in this country and do not be taken for a ride by thieves and criminals who only want your money but care nothing about what price you will pay for their greed.

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