Mortgages United Kingdom
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USA England Mortgages

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Mortgage Types Available:

First-time buyers mortgages
Offset mortgages
Fixed rate mortgages
Interest only mortgages
Standard variable rate (SVR) mortgages

Known Banks & Policies:

Barclays Bank
Cheltenham and Gloucester
Check whether the mortgage you're looking at ties you into buying other products from the same company. For instance, lenders may require that the freeholder has buildings insurance (to cover the cost of rebuilding or repair work to the structure).
There may also be early repayment charges that the lender will charge if you pay off the mortgage early or move it to another lender within a set period.

Current Interest Rates:

10-year fixed rate 4.98% 5-year fixed rate 5.29% 2-year fixed rate 5.29%

Other Fees / Taxes:

Application fee £595

Mortgage Discussion



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Mortgage Findings
My true self would never let the kind of incompetent decision making I constantly see among the upper management go unremarked.

No, you damn well cannot replace a veteran designer with 20 years of experience with a kid right out of college and expect the same kind of efficiency. You'd need to hire three, and get lucky, to come close.

But telling my boss that I know damn well I could do his job better in many respects isn't exactly liable to help my career. So yeah, I'm not sure what the point of this study is.

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