Mortgages Caribbean
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About: This section of our Mortgage Findings is based on Countries within the Caribbean or Select A Country

Barbados Mortgages

Barbados

Mortgage Types Available:


Residential Mortgages

Known banks & Policies:

Barbados National Bank http://www.bnbbarbados.com
Caribbean Commercial Bank
Royal Bank Of Canada
Scotiabank

For Mortgage Application:

Agreement of Sale
Copy of Deed/ Certificate of Title
Valuation Report
Copies of Lease Receipts (if applicable)
Up-to-date Land and Building Taxes and Water Rates
Certificate of Compliance
Two Forms of Valid Identification (Identification Card, Driver's Permit/Passport)
Confirmation of Savings/Debt
Job Letter & Recent Pay Slip
If Self -employed, evidence to support Income e.g. Financial Statements for the Last 12 Months or more
Builders' risk and Comprehensive Home Insurance coverage

Current Interest Rates:

An interest rate of 7.5% 100% financing up to 30 years at BMFC and 35 years at BNB

Other Fees / Taxes:

Insurance fees, Legal fees and Valuation fees

Mortgage Discussion

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Mortgage Findings
Just on Monday I was mentioning to a coworker that concrete is common where these storms hit and face the same snide attitude. (My friend moved here from Trinidad which is how I found out.)

I have often pondered why Florida never adopted similar structures. Also places where Tornado often hit would benefit as well. Again same old thing ... Put it in a test tube give it a shake what comes out ... Money! Just love greed.

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