Mortgages United Kingdom
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About: This section of our Mortgage Findings is based on Countries in the United Kingdom or Select A Country

USA  Scotland Mortgages

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Scotland

Mortgage Types Available:


Offset Flexible Mortgage
Royalties 5 Year Fixed Rate Mortgage
7 Year Fixed Rate Mortgage
Offset Flexible Mortgage
Tracker rate Mortgage

Known Banks & Policies:

Royal Bank of Scotland http://www.rbs.co.uk
When offsetting you don't earn any interest on your savings and/or current account Interest continues to accrue during payment holidays and payments will increase thereafter A Higher Lending Charge will apply to all loans above 90% LTV.

Current Interest Rates:

Upon request

Other Fees / Taxes:

Arrangement fee is normally £245

Mortgage Discussion

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Mortgage Findings
I hate paying bills but I monitor them. A neighbor came over and saw me checking over my bills and thought I should be doing better things with my time. I don't blindly give money unless I know what I'm paying for! When you get a bill from the utilities that seems about 25% higher than normal do you dispute it or just pay it? If you just pay it then at what percentage do you think action should be taken?

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